Transactions are declined or returned unpaid when you don’t have enough funds in your account. SafeBalance accounts aren’t eligible for overdraft protection because overdrawing isn’t permitted.
The fee is waived for Preferred Rewards members and select students under 25 years of age. It only requires a $25 minimum deposit with a $4.95 monthly maintenance fee. All three accounts come with a complimentary debit card.īank of America Advantage SafeBalance Banking® is a basic checking account. Checkingīank of America offers three versions of its Advantage checking account. Along with personal banking products, Bank of America offers business and commercial banking products and services. BofA also maintains a strong digital presence through its highly-rated mobile app and online banking platform. by assets and offers in-person banking through roughly 3,900 financial centers across the country. Bank of America is a full-service national bank with roots dating back 240 years.
